22 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 22 Forest Dr, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,260 sqft Living Area
Lot Size	16,335 sqft (0.375 acres)
Occupancy	Owner Occupied
Last Sale	$174,000 (2005)
Tax Bill	$2,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 3 185`
Alternative APN	`8184`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,260 sqft Living Area
Gross Area	2,796 sqft Gross Area
1st Floor	1,180 sqft 1st Floor
Basement Area	720 sqft Basement
Finished Basement	720 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,335 sqft (0.375 acres)

Exterior Amenities

Deck Area	324 sqft Deck
Porch	Porch
Porch Area	32 sqft Porch
View	Corner View
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8184
Street Address	22 FOREST DR
City	PALMYRA
State	VA
Zip	22963-2120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 637-740 MONTPELIER-3 LOT 185 16,336 SF
Legal Subdivision	MONTPELIER
Legal Block	18
Legal Lot Number	185
Jurisdiction	FLUVANNA VA
Minor Civil Division	RIVANNA
Census Blockgroup	1
Census Block	1005
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 185

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 FOREST DR, PALMYRA, VA 22963-2120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2005 · Amount on Record
Deed Sale	Jun 20, 2005 · Amount on Record
Deed Doc Number	20054032
Deed Book / Page	637 / 740
Record Refreshed	Sep 20, 2026

June 2005: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 20, 2005
Property Address	22 FOREST DR, PALMYRA, VA 22963-2120
Document Number	637/740
Book / Page	637 / 740
Map Reference	DD81 PG553
Instrument Date	Jun 09, 2005
Instrument	4032
Transaction Type	Transfer
Record Updated	Jul 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FOREST DR, PALMYRA, VA 22963-2120

Mortgage

Document Number	000637/742
Date	Jun 20, 2005
Book Page	637/742
Instrument	4033

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 20, 2038

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,800 (-) Land $30,000 Building $266,800	$296,800 (-) Land $30,000 Building $266,800
2025	$2,240.00 (+36.75%)	$296,800 (+52.91%) Land $30,000 Building $266,800	$296,800 (+52.91%) Land $30,000 Building $266,800
2023		$194,100 Land $30,000 Building $164,100	$194,100 Land $30,000 Building $164,100
2022	$1,638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.