Fluvanna County property record for 16 Forest Dr, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,308 sqft · built 1997 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 188 |
| Primary APN | 18A 3 188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 1,308 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,509 sqft (0.379 acres) |
| Terrain | Rolling |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9245 |
|---|---|
| Street Address | 16 FOREST DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 313-496 MONTPELIER-3 LOT 188 16,497 SF |
| Legal Subdivision | MONTPELIER PH 3 |
| Legal Block | 18 |
| Legal Lot Number | 188 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 3 188
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 FOREST DR, PALMYRA, VA 22963-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SERVICE CORP |
| Jul 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 16 FOREST DR, PALMYRA, VA 22963-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000396 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 210000396 |
| Name | UNION SERVICE CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 16 FOREST DR, PALMYRA, VA 22963-2120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1702389 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 1702389 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,800 (-) Land $30,000 Building $208,800 | $238,800 (-) Land $30,000 Building $208,800 | |
| 2025 | $1,802.00 (+9.34%) | $238,800 (+22.27%) Land $30,000 Building $208,800 | $238,800 (+22.27%) Land $30,000 Building $208,800 |
| 2023 | $195,300 Land $30,000 Building $165,300 | $195,300 Land $30,000 Building $165,300 | |
| 2022 | $1,648.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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