Fluvanna County property record for 20 Forest Dr, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,398 sqft Living Area |
| Lot Size | 16,335 sqft (0.375 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $212,000 (2020) |
| Tax Bill | $2,004.00 (2025) |
| Primary APN | 18A 3 186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 3,398 sqft Gross Area |
| 1st Floor | 1,386 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,335 sqft (0.375 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Balcony Area | 12 sqft Balcony |
| Porch Area | 278 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 4912 |
|---|---|
| Street Address | 20 FOREST DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2120 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 200004172 MONTPELIER-3 LOT 186 16,336 SF |
| Legal Subdivision | LAKE MONTICELLO SUBDIVISION |
| Legal Block | 18 |
| Legal Lot Number | 186 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | RIVANNA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 3 186
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 19, 2020 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 12, 2018 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Doc Number | 20204172 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1903731 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 1903731 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 19, 2020 |
| Property Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Document Number | 200004172 |
| Map Reference | DB 81 PG 551 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 200004172 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Document Number | 200004173 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 200004173 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 12, 2018 |
| Property Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Document Number | 1801091 |
| Map Reference | PB 81 PG 551 |
| Instrument Date | Apr 09, 2018 |
| Instrument | 1801091 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 FOREST DR, PALMYRA, VA 22963-2120 |
| Document Number | 1801092 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 1801092 |
| Name | FINANCE OF AMERICA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,500 (-) Land $30,000 Building $235,500 | $265,500 (-) Land $30,000 Building $235,500 | |
| 2025 | $2,004.00 (+9.87%) | $265,500 (+22.8%) Land $30,000 Building $235,500 | $265,500 (+22.8%) Land $30,000 Building $235,500 |
| 2023 | $216,200 Land $30,000 Building $186,200 | $216,200 Land $30,000 Building $186,200 | |
| 2022 | $1,824.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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