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28 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 28 Forest Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1988
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$144,370 (Sep 2010)
Tax Bill$1,754 (2025)
Flood ZoneZone X (minimal risk)
APN18A 3 224

Property Details

APN / Parcel Number

Primary APN18A 3 224
Alternative APN
  • 82

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,536 sqft
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
TerrainRolling
PorchSlab
Porch Area40 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number82
Street Address28 FOREST DR
CityPALMYRA
StateVA
Zip22963-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 826-431 MONTPELIER-3 LOT 224 15,000 SF
Legal SubdivisionMONTPELIER
Legal Block22
Legal Lot Number224
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1001
Census Tract20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3445 SEMINOLE TRL, CHARLOTTESVILLE, VA 22911-5637
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2010 · Amount on Record
Deed SaleSep 21, 2010 · Amount on Record
Prior SaleJun 28, 2005 · Amount on Record
Deed Document Number20103168
Deed Book / Page826 / 431
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,400 (-) Land $28,500 Building $203,900$232,400 (-) Land $28,500 Building $203,900
2025$1,754.00 (+32.08%)$232,400 (+47.65%) Land $28,500 Building $203,900$232,400 (+47.65%) Land $28,500 Building $203,900
2023$157,400 Land $28,500 Building $128,900$157,400 Land $28,500 Building $128,900
2022$1,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Firefly Fiber Broadband
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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