22 E Main St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 22 E Main St, Mc Graw, NY 13101 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1 Baths
Year Built	Built 1880
Square Footage	1,951 sqft Living Area
Lot Size	12,056 sqft (0.276 acres)
Occupancy	Owner Occupied
Last Sale	$124,000 (2021)
Tax Bill	$1,755.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112203 88.15-03-12.000`
Alternative APN	`220308801500030120000000`

Interior

Bedrooms	5 Beds
Full Baths	1 Baths
Total Rooms	9 Rooms
Building Area	1,951 sqft Living Area
1st Floor	1,038 sqft 1st Floor
2nd Floor	813 sqft 2nd Floor
Upper Floors	100 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	12,056 sqft (0.276 acres)
Depth X Width	133 ft x 83 ft Depth x Width
Porch Area	312 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	22 E MAIN ST
City	MC GRAW
State	NY
Zip	13101-7700
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	CORTLAND NY
Minor Civil Division	CORTLANDVILLE
Census Blockgroup	2
Census Block	2004
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112203 88.15-03-12.000

Assessment roll updated March 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 E MAIN ST, MC GRAW, NY 13101-7700
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Deed Doc Number	20211235
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Mar 05, 2021
Property Address	22 E MAIN ST, MC GRAW, NY 13101-7700
Document Number	0000001235
Instrument Date	Mar 04, 2021
Instrument	2021-01235
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CRANDALL ST, CORTLAND, NY 13045-2220

Mortgage

Document Number	0000001236
Date	Mar 05, 2021
Instrument	2021-01236

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (+1.09%)	$90,000 (-) Land $8,300 Building $81,700	$142,857 (+11.11%) Land $13,175 Building $129,682
2023	$1,736.00	$90,000 Land $8,300 Building $81,700	$128,571 Land $11,857 Building $116,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Main Street Historic District listed 1986 · 35 contributing resources · NRIS 86002773

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.