13 E Main St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 13 E Main St, Mc Graw, NY 13101 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Colonial
Year Built	Built 1848
Square Footage	1,800 sqft Living Area
Lot Size	17,817 sqft (0.409 acres)
Garage	Detached, 396 sqft
Tax Bill	$1,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112203 88.15-02-38.000`
Alternative APN	`220308801500020380000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,800 sqft Living Area
1st Floor	900 sqft 1st Floor
2nd Floor	900 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	17,817 sqft (0.409 acres)
Depth X Width	237 ft x 75.1 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	396 sqft Garage
Porch Area	288 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	13 E MAIN ST
City	MC GRAW
State	NY
Zip	13101-7700
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	CORTLAND NY
Minor Civil Division	CORTLANDVILLE
Census Blockgroup	1
Census Block	1031
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112203 88.15-02-38.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 62, MC GRAW, NY 13101-0062
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Apr 11, 2018
Property Address	13 E MAIN ST, MC GRAW, NY 13101-7700
Document Number	0000002346
Instrument Date	Mar 30, 2018
Instrument	2346
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 W MAIN ST MC GRAW NY 131019549, MC GRAW, NY 13101-9549

Mortgage

Document Number	2347
Date	Apr 11, 2018
Instrument	2347

Lender

Name	SYRACUSE SECURITIES
Type	Mortgage Electronic Registration Systems (MERS)
Address	EAST SYRACUSE, NY 13057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (+1.12%)	$101,800 (-) Land $9,900 Building $91,900	$161,587 (+11.11%) Land $15,714 Building $145,873
2023	$1,963.00	$101,800 Land $9,900 Building $91,900	$145,429 Land $14,143 Building $131,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Main Street Historic District listed 1986 · 35 contributing resources · NRIS 86002773

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.