Cortland County and Cortlandville Town property record for 25 E Main St, Mc Graw, NY 13101 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,108 sqft Living Area |
| Lot Size | 7,942 sqft (0.182 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,500 (2019) |
| Tax Bill | $1,281.00 (2025) |
| Primary APN | 112203 88.15-02-41.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,108 sqft Living Area |
| 1st Floor | 913 sqft 1st Floor |
| Upper Floors | 195 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,942 sqft (0.182 acres) |
| Depth X Width | 95 ft x 83.6 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 88 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 25 E MAIN ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-7700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 41.000 |
| Jurisdiction | CORTLAND NY |
| Minor Civil Division | CORTLANDVILLE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records · APN 112203 88.15-02-41.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 E MAIN ST, MC GRAW, NY 13101-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Line of Credit SUMMIT FCU |
| May 29, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAGON HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Deed Doc Number | 20192085 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 25 E MAIN ST, MC GRAW, NY 13101-7700 |
| Document Number | 0000000087 |
| Instrument Date | Jan 04, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 25 E MAIN ST MC GRAW NY 131017700, MC GRAW, NY 13101-7700 |
| Document Number | 0000000087 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 87 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 07, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | May 29, 2019 |
| Property Address | 25 E MAIN ST, MC GRAW, NY 13101-7700 |
| Document Number | 0000002085 |
| Instrument Date | May 28, 2019 |
| Instrument | 2085 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 760 STATE ROUTE 13 CORTLAND NY 130458862, CORTLAND, NY 13045-8862 |
| Document Number | 2086 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2086 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (+2.07%) | $69,900 (-) Land $7,500 Building $62,400 | $110,952 (+11.11%) Land $11,905 Building $99,047 |
| 2023 | $1,255.00 Homeowner's exemption Veteran's exemption | $69,900 Land $7,500 Building $62,400 | $99,857 Land $10,714 Building $89,143 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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