Cortland County and Cortlandville Town property record for 11 E Main St, Mc Graw, NY 13101 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,712 sqft Total Area |
| Lot Size | 12,979 sqft (0.298 acres) |
| Garage | 884 sqft |
| Last Sale | $135,000 (2022) |
| Tax Bill | $2,047.00 (2025) |
| Primary APN | 112203 88.15-02-37.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,712 sqft Total Area |
| 1st Floor | 1,776 sqft 1st Floor |
| 2nd Floor | 936 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 12,979 sqft (0.298 acres) |
| Depth X Width | 177 ft x 73 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 884 sqft Garage |
| Porch Area | 326 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 11 E MAIN ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-7700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | CORTLAND NY |
| Minor Civil Division | CORTLANDVILLE |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records · APN 112203 88.15-02-37.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26989 ASPENWOOD DR, ELKHART, IN 46514-6056 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage COMMUNITY BANK NA |
| Mar 05, 2020 | Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Jul 18, 2016 · Amount on Record |
| Deed Doc Number | 20224690 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 23, 2022 |
| Property Address | 11 E MAIN ST, MC GRAW, NY 13101-7700 |
| Document Number | 0000004690 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022-04690 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 PENDLETON ST, CORTLAND, NY 13045-2235 |
| Document Number | 0000004691 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-04691 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 11 E MAIN ST, MC GRAW, NY 13101-7700 |
| Document Number | 0000000970 |
| Instrument Date | Mar 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4385 STATE ROUTE 41 MC GRAW NY 131019577, MC GRAW, NY 13101-9577 |
| Document Number | 0000000970 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 970 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,047.00 (+1.09%) | $105,000 (-) Land $8,500 Building $96,500 | $166,667 (+11.11%) Land $13,492 Building $153,175 |
| 2023 | $2,025.00 | $105,000 Land $8,500 Building $96,500 | $150,000 Land $12,143 Building $137,857 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Main Street Historic District listed 1986 · 35 contributing resources · NRIS 86002773 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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