Bergen County and Ramsey Borough property record for 16 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 2,871 sqft Living Area |
| Lot Size | 11,456 sqft (0.263 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $975,000 (2018) |
| Tax Bill | $27,924.00 (2025) |
| Primary APN | 48-03502-0000-00029 |
|---|---|
| Alternative APN |
|
| Building Area | 2,871 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame Construction |
| Lot Area | 11,456 sqft (0.263 acres) |
| Depth X Width | 153 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 16 E CEDAR PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.263AC |
| Legal Block | 3502 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00029
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 13, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Aug 06, 2018 | Deed, Subdivision Related Transfer |
| Sep 20, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2018 · Amount on Record |
| Deed Sale | Aug 06, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Doc Number | 201818-056054 |
| Deed Book / Page | 3018 / 1933 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050070653 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 5007/653 |
| Instrument | 2023036716 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0033880664 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 16 E CEDAR PL RAMSEY NJ 074462705, RAMSEY, NJ 07446-2705 |
| Document Number | 0033880664 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 003388/000664 |
| Instrument | 72362 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 06, 2018 |
| Property Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0030181933 |
| Book / Page | 3018 / 1933 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 00018-056054 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 20, 2017 |
| Property Address | 16 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0027261955 |
| Book / Page | 002726 / 001955 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $343.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 KENSINGTON CT MAHWAH NJ 074303060, MAHWAH, NJ 07430-3060 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,355,000 (-0.09%) Land $404,500 Building $950,500 | $1,355,000 (-0.09%) Land $404,500 Building $950,500 | |
| 2025 | $27,924.00 (+2.96%) | $1,356,200 (+41.11%) Land $404,500 Building $951,700 | $1,356,200 (+41.11%) Land $404,500 Building $951,700 |
| 2024 | $27,122.00 (+7.59%) | ||
| 2023 | $961,100 Land $269,700 Building $691,400 | $961,100 Land $269,700 Building $691,400 | |
| 2022 | $25,209.00 |
16 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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