Bergen County and Closter Borough property record for 22 Division St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,414 sqft · built 1998 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $815,000 (Mar 2017) |
| Tax Bill | $22,293 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00906-0000-00006 |
| Primary APN | 07-00906-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,414 sqft Living Area |
| 1st Floor Area | 3,414 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Account Number | 048070 |
|---|---|
| Street Address | 22 DIVISION ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L17-19 25X120 |
| Legal Subdivision | HEARTHSTONE REALTY CO |
| Legal Block | 906 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 DIVISION ST, CLOSTER, NJ 07624-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK |
| Mar 10, 2017 | Grant Deed, Transfer FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | Jul 7, 1994 · Amount on Record |
| Deed Document Number | 201721959 |
| Deed Book / Page | 2559 / 1461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 DIVISION ST, CLOSTER, NJ 07624-1805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038431138 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 3843/1138 |
| Instrument | 20-126721 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 DIVISION ST, CLOSTER, NJ 07624-1805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0035410907 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 3541/907 |
| Instrument | 20-029372 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2017 |
| Property Address | 22 DIVISION ST, CLOSTER, NJ 07624-1805 |
| Document Number | 0025591461 |
| Book / Page | 002559 / 001461 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 DIVISION ST CLOSTER NJ 076241805, CLOSTER, NJ 07624-1805 |
| Document Number | 25591472 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 002559/001472 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,189,200 (+10.53%) Land $547,100 Building $642,100 | $1,189,200 (+10.53%) Land $547,100 Building $642,100 | |
| 2025 | $22,293.00 (+10.01%) | $1,075,900 (+16.68%) Land $517,600 Building $558,300 | $1,075,900 (+16.68%) Land $517,600 Building $558,300 |
| 2024 | $20,264.00 (+6.93%) | ||
| 2023 | $922,100 Land $400,000 Building $522,100 | $922,100 Land $400,000 Building $522,100 | |
| 2022 | $18,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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