Bergen County and Closter Borough property record for 19 Division St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,487 sqft · built 1924 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Aug 2023) |
| Tax Bill | $13,992 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00907-0000-00003 |
| Primary APN | 07-00907-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,487 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 046090 |
|---|---|
| Street Address | 19 DIVISION ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Subdivision | HEARTHSTONE REALTY CO |
| Legal Block | 907 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC |
| Aug 3, 2023 | Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 11, 2019 | Deed, Transfer · Stand-Alone First Mortgage CATHAY BANK |
| Oct 10, 2017 | Grant Deed, Transfer · Construction Mortgage SORENSEN TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2019 · Amount on Record |
| Deed Document Number | 202350940 |
| Deed Book / Page | 5052 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Document Number | 0057361327 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 5736/1327 |
| Instrument | 2026013853 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 3, 2023 |
| Property Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Document Number | 0050520171 |
| Book / Page | 5052 / 171 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023050940 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15865 AVENIDA VENUSTO APT 828, 828, SAN DIEGO, CA 92128-3396 |
| Name | Verified Name |
|---|---|
| Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Document Number | 2023050941 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023050941 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2019 |
| Property Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Document Number | 0031531672 |
| Book / Page | 3153 / 1672 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 19-002954 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 W STADIUM BLVD APT 3, 3, ANN ARBOR, MI 48103-5855 |
| Document Number | 1900295401 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 19-002954.01 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Feb 1, 2024 |
| Max Rate At Change | 2.7% |
| Document Number | 0031531672 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 3153/1672 |
| Instrument | 19-002954 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Feb 1, 2024 |
| Index | 1-Year CMT |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 10, 2017 |
| Property Address | 19 DIVISION ST, CLOSTER, NJ 07624-1804 |
| Document Number | 0027462258 |
| Book / Page | 002746 / 002258 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 DIVISION ST CLOSTER NJ 076241804, CLOSTER, NJ 07624-1804 |
| Document Number | 27462263 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 002746/002263 |
| Name | SORENSEN TRUST (PT) |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 9, 2018 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,000 (+9.14%) Land $475,600 Building $261,400 | $737,000 (+9.14%) Land $475,600 Building $261,400 | |
| 2025 | $13,992.00 (+8.97%) | $675,300 (+17.77%) Land $450,600 Building $224,700 | $675,300 (+17.77%) Land $450,600 Building $224,700 |
| 2024 | $12,840.00 (+9.7%) | ||
| 2023 | $573,400 (+8.35%) Land $355,400 Building $218,000 | $573,400 (+8.35%) Land $355,400 Building $218,000 | |
| 2022 | $11,705.00 (+1.35%) | $529,200 Land $321,600 Building $207,600 | $529,200 Land $321,600 Building $207,600 |
| 2021 | $11,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures