15 Division St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 15 Division St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	846 sqft · built 1924
Lot Size	0.2 acres (8,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Nov 2025)
Tax Bill	$11,456 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00907-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`07-00907-0000-00004`
Alternative APNs	`070090700004` `046110`

Interior

Stories	1 Story
Building Area	846 sqft Living Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Lot Area	8,691 sqft (0.2 acres)

Location & Zoning

Account Number	046110
Street Address	15 DIVISION ST
City	CLOSTER
State	NJ
Zip	07624-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	L28A,31-32
Legal Block	907
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2019
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 DIVISION ST, CLOSTER, NJ 07624-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	202577357
Deed Book / Page	5645 / 1473
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 14, 2025
Property Address	15 DIVISION ST, CLOSTER, NJ 07624-1804
Document Number	0056451473
Book / Page	5645 / 1473
Instrument Date	Oct 21, 2025
Instrument	2025077357
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 BRUSLER PL, HILLSBOROUGH, NJ 08844-4069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DIVISION ST, CLOSTER, NJ 07624-1804

Mortgage

Document Number	2025077358
Date	Nov 14, 2025
Instrument	2025077358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,400 (+7.33%) Land $489,600 Building $103,800	$593,400 (+7.33%) Land $489,600 Building $103,800
2025	$11,456.00 (+14.08%)	$552,900 (+24.28%) Land $463,700 Building $89,200	$552,900 (+24.28%) Land $463,700 Building $89,200
2024	$10,042.00 (+11.83%)
2023		$444,900 Land $364,100 Building $80,800	$444,900 Land $364,100 Building $80,800
2022	$8,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20