14 Division St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 14 Division St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,843 sqft · built 1914
Lot Size	0.183 acres (7,962 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2006)
Tax Bill	$13,644 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00906-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`07-00906-0000-00005`
Alternative APNs	`070090600005` `048060`

Interior

Stories	1 Story
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stucco
Lot Area	7,962 sqft (0.183 acres)
Lot Width	25 ft Width

Location & Zoning

Account Number	048060
Street Address	14 DIVISION ST
City	CLOSTER
State	NJ
Zip	07624-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	L14-15 25XV
Legal Block	906
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2025
Census Tract	7001

Owner

14 Division St is owned and occupied by two individuals who bought it in June 2006.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 DIVISION ST, CLOSTER, NJ 07624-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on File
Deed Sale	Jun 1, 2006 · Amount on File
Prior Sale	Aug 9, 2001 · Amount on File
Deed Book / Page	9094 / 354
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	14 DIVISION ST, CLOSTER, NJ 07624-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037011226
Date	Sep 11, 2020
Book Page	3701/1226
Instrument	20-083986

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Division St was $13,644, up 11.7% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,600 (+8.82%) Land $486,100 Building $230,500	$716,600 (+8.82%) Land $486,100 Building $230,500
2025	$13,644.00 (+11.66%)	$658,500 Land $460,400 Building $198,100	$658,500 Land $460,400 Building $198,100
2024	$12,219.00
2023		$545,100 Land $361,900 Building $183,200	$545,100 Land $361,900 Building $183,200
2022	$11,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Division St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20