32 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 32 Cutler St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details9 bd · 3.5 ba · 4,875 sqft · built 1900
Lot Size0.208 acres (9,041 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (May 2001)
Tax Bill$7,273 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN4-030-00007

Property Details

APN / Parcel Number

Primary APN4-030-00007
Alternative APN
  • WORC M:04 B:030 L:00007

Interior

Bedrooms9 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area4,875 sqft Living Area
Gross Area7,800 sqft
1st Floor Area1,625 sqft
AtticAttic
Attic Area832 sqft
Basement Area1,625 sqft
Unfinished Basement1,625 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,041 sqft (0.208 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam

Location & Zoning

Account Number4-030-00007
Street Address32 CUTLER ST
CityWORCESTER
StateMA
Zip01604-5252
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block30
Legal Lot Number7
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group6
Census Block6001
Census Tract732400

Owner

Source: Worcester County and Worcester City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 CUTLER ST, WORCESTER, MA 01604-5252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2001 · Amount on Record
Deed SaleMay 16, 2001 · Amount on Record
Prior SaleNov 18, 1991 · Amount on Record
Deed Book / Page24034 / 160
Transfer Doc1301000088
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address32 CUTLER ST, WORCESTER, MA 01604-5252
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58484-43
DateFeb 28, 2018
Book Page58484/43
Instrument19013
Lender
NameSANTANDER BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,273.00 (+14.7%)$551,400 (+24.69%) Land $76,900 Building $474,500
2023$6,341.00$442,200 Land $61,700 Building $380,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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