Stearns County property record for 21997 Oak Heights Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1980 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2002) |
| Tax Bill | $3,072 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24580-0014 |
| Primary APN | 36-24580-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,851 sqft |
| 1st Floor Area | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21997 OAK HEIGHTS CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & THAT PART OF LOT 1 DAF; BEG NW COR LOT 1-E45.95'-S TO PT ON W LINE- NW154.61' TO POB BLK 4 OAK HEIGHTS ADD SECTION 26 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 26 |
| Legal Subdivision | OAK HEIGHTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
Source: Stearns County records · APN 36-24580-0014
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21997 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2002 · Amount on Record |
| Deed Sale | Aug 02, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,072.00 (+15.84%) | $339,200 (+1.5%) Land $116,700 Building $222,500 | $339,200 (+1.5%) Land $116,700 Building $222,500 |
| 2025 | $334,200 (+17.59%) Land $111,400 Building $222,800 | $334,200 (+17.59%) Land $111,400 Building $222,800 | |
| 2023 | $2,652.00 | $284,200 Land $87,700 Building $196,500 | $284,200 Land $87,700 Building $196,500 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, Verizon.
Based on FCC filings for 70 locations within half a mile of this property.
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