Stearns County property record for 21977 Oak Heights Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1979 |
| Lot Size | 0.752 acres (32,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,900 (Apr 1991) |
| Tax Bill | $2,700 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24580-0016 |
| Primary APN | 36-24580-0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,837 sqft |
| 1st Floor Area | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,760 sqft (0.752 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 21977 OAK HEIGHTS CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & THAT PART OF LOT 3 SE OF A LINE BEG AT NW CORNER LOT 4 - NE TO PT ON OAKRIDGE DR. 27.83' NW OF MOST EASTERLY CORNER |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 26 |
| Legal Subdivision | OAK HEIGHTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
21977 Oak Heights Cir is owned and occupied by an individual who bought it in April 1991.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21977 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 1991 · Amount on File |
| Deed Sale | Apr 26, 1991 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 21977 Oak Heights Cir was $2,700.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,700.00 | $301,600 (+1.17%) Land $91,000 Building $210,600 | $301,600 (+1.17%) Land $91,000 Building $210,600 |
| 2025 | $298,100 Land $86,900 Building $211,200 | $298,100 Land $86,900 Building $211,200 | |
| 2023 | $2,470.00 | $266,000 Land $68,700 Building $197,300 | $266,000 Land $68,700 Building $197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21977 Oak Heights Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21977 Oak Heights Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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