Stearns County property record for 21985 Oak Heights Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,779 sqft · built 1982 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Jan 2003) |
| Tax Bill | $3,826 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24580-0015 |
| Primary APN | 36-24580-0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| Gross Area | 2,614 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21985 OAK HEIGHTS CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 LESS PART SE OF LINE BEG NW CORN LOT 4 TO PT ON OAKRIDGE DR. 27.83' NW OF MOST EASTERLY CORNER LOT 3 BLK 4 OAK HEIGHTS |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 26 |
| Legal Subdivision | OAK HEIGHTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21985 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 · Amount on Record |
| Deed Sale | Jan 24, 2003 · Amount on Record |
| Prior Sale | Dec 26, 1996 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,826.00 (+7.53%) | ||
| 2025 | $407,000 (+10.66%) Land $98,100 Building $308,900 | $407,000 (+10.66%) Land $98,100 Building $308,900 | |
| 2023 | $3,558.00 | $367,800 Land $77,400 Building $290,400 | $367,800 Land $77,400 Building $290,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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