Stearns County property record for 21953 Oak Heights Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,338 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $344,000 (Jul 2022) |
| Tax Bill | $3,030 (2026) |
| Deeds & Mortgages | Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24580-0019 |
| Primary APN | 36-24580-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 278 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21953 OAK HEIGHTS CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLK 004 OAK HEIGHTS ADD SECTION 26 TOWNSHIP 123 RANGE 030 SECTION 26 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 26 |
| Legal Subdivision | OAK HEIGHTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
21953 Oak Heights Cir is owned and occupied by an individual who bought it in July 2022.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21953 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Deed Document Number | 20221446218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 2, 2022 |
| Property Address | 21953 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
| Document Number | 00A1637923 |
| Instrument Date | Jul 28, 2022 |
| Instrument | A1637923 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21953 OAK HEIGHTS CIR, COLD SPRING, MN 56320-9767 |
The 2026 property tax bill for 21953 Oak Heights Cir was $3,030.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,030.00 | $326,200 (+3.42%) Land $100,100 Building $226,100 | $326,200 (+3.42%) Land $100,100 Building $226,100 |
| 2025 | $315,400 Land $95,500 Building $219,900 | $315,400 Land $95,500 Building $219,900 | |
| 2023 | $2,810.00 | $297,700 Land $75,400 Building $222,300 | $297,700 Land $75,400 Building $222,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21953 Oak Heights Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21953 Oak Heights Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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