2189 Augustine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2189 Augustine Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,254 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Dec 2024)
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`390219-431375-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-431375-0000`
Alternative APNs	`544976` `588360` `94706`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,254 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	1,108 sqft
Basement Area	1,090 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	94706
Street Address	2189 AUGUSTINE DR
City	FERNDALE
State	WA
Zip	98248-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	GARDINER TERRACE PHASE I AM LOT 47
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	GARDINER TERRACE PHASE I AM
Legal Phase	1
Legal Block	1
Legal Lot Number	47
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10503

Owner

Source: Whatcom County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jan 21, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE BELLINGHAM
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Oct 25, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY/WA
Sep 6, 2017	Warranty Deed, Transfer · Conventional with PMI PEOPLES BK
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20241409
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000002425
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 21, 2022
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	0000102424
Map Reference	AF 1980802934
Instrument Date	Jan 12, 2022
Instrument	2022-0102424
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,538.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305

Mortgage

Document Number	0000102426
Date	Jan 21, 2022
Instrument	2022-0102426

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 21, 2022
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	0000102425
Instrument Date	Jan 12, 2022
Instrument	2022-0102425
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2200703866
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2189 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Mortgage

Document Number	2200703866
Date	Jul 24, 2020
Instrument	703866

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 25, 2017
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2171002791
Instrument Date	Aug 25, 2017
Instrument	1002791
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Amount	Amount Recorded
Tax	$7,409.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2189 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 6, 2017
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2170900541
Instrument Date	Aug 25, 2017
Instrument	900541
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,409.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2189 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Mortgage

Document Number	2170900542
Date	Sep 6, 2017
Instrument	900542

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2189 AUGUSTINE DR, FERNDALE, WA 98248-8305
Document Number	2170301993
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2189 AUGUSTINE DR FERNDALE WA 982488305, FERNDALE, WA 98248-8305

Mortgage

Document Number	2170301993
Date	Mar 20, 2017
Instrument	301993

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,320.00 (+5.33%)	$711,888 (+5.02%) Land $224,070 Building $487,818	$711,888 (+5.02%) Land $224,070 Building $487,818
2022		$677,849 Land $187,260 Building $490,589	$677,849 Land $187,260 Building $490,589
2021	$5,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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