San Diego County property record for 2197 Opal Rdg, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,537 sqft · built 1993 |
| Lot Size | 0.16 acres (6,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,800 (Oct 1992) |
| Tax Bill | $5,416 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-500-19-00 |
| Primary APN | 219-500-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,537 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 6,954 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2197 OPAL RDG |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92081-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 36 TR 012430 |
| Legal Subdivision | VISTA #88-1 PH 1 |
| Legal Tract | 012430 |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 19905 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2197 OPAL RDG, VISTA, CA 92081-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1992 · Amount on Record |
| Deed Sale | Oct 23, 1992 · Amount on Record |
| Deed Document Number | 1992676097 |
| Last Transfer Date | Jan 7, 2015 |
| Transfer Doc | 0000020660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2197 OPAL RDG, VISTA, CA 92081-8829 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2197 OPAL RDG, VISTA, CA 92081-8829 |
| Document Number | 0000443448 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-0443448 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,866 (+2%) Land $155,150 Building $323,716 | |
| 2025 | $5,416.00 (+8.91%) Homeowner's exemption | $469,477 (+4.04%) Land $152,108 Building $317,369 |
| 2023 | $4,973.00 (+0.28%) Homeowner's exemption | $451,249 Land $146,202 Building $305,047 |
| 2022 | $4,959.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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