2190 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2190 Opal Rdg, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,667 sqft · built 1993
Lot Size	0.348 acres (15,154 sqft)
Owner	2 Company Names on Record
Last Sale	$1,002,000 (Dec 2024)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`219-500-14-00`

Property Details

APN / Parcel Number

Primary APN	`219-500-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	15,154 sqft (0.348 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2190 OPAL RDG
City	VISTA
State	CA
Zip	92081-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 31 TR 012430
Legal Subdivision	VISTA #88-1 PH I
Legal Tract	012430
Legal Block	3
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3014
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2190 OPAL RDG, VISTA, CA 92081-8814
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Dec 18, 1992 · Amount on Record
Deed Document Number	2024348269
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	0000344363
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2190 OPAL RDG, VISTA, CA 92081-8814
Document Number	0000238943
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2190 OPAL RDG VISTA CA 920818814, VISTA, CA 92081-8814

Mortgage

Document Number	0000238943
Date	Jun 13, 2018
Instrument	238943

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,022,040 (+147.47%) Land $663,000 Building $359,040
2025	$5,565.00 (+9.25%)	$412,995 (+4.04%) Land $135,956 Building $277,039
2023	$5,094.00 (+0.26%) Homeowner's exemption	$396,960 Land $130,678 Building $266,282
2022	$5,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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