21932 Phoenix Lake Rd, Sonora, CA 95370 Property Records

Tuolumne County property record for 21932 Phoenix Lake Rd, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1989
Lot Size	0.64 acres (27,865 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Jul 2026)
Tax Bill	$1,798 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-122-005-000`

Property Details

APN / Parcel Number

Primary APN	`082-122-005-000`
Alternative APNs	`082-122-005` `0821220500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	27,865 sqft (0.64 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	082-122-005
Street Address	21932 PHOENIX LAKE RD
City	SONORA
State	CA
Zip	95370-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,MX
Legal Description	SONORA MEADOWS 2 L241
Legal Subdivision	SONORA MEADOWS 2
Legal Lot Number	241
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	1
Census Block	1003
Census Tract	2201

Owner

Source: Tuolumne County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN STORE
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Deed Document Number	20265929
Prior Transfer Date	Nov 3, 2008
Prior Transfer Doc	0000014531
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Aug 19, 2026
Property Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185
Document Number	0000007208
Instrument Date	Aug 17, 2026
Instrument	20267208
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Jul 13, 2026
Property Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185
Document Number	0000005929
Instrument Date	Jul 6, 2026
Instrument	20265929
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,551.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185

Mortgage

Document Number	0000005930,
Date	Jul 13, 2026
Instrument	20265930

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001136
Date	Jan 31, 2017
Instrument	2017001136

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	21932 PHOENIX LAKE RD, SONORA, CA 95370-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	YOSEMITE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005191
Date	May 12, 2020
Instrument	2020005191

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,555 (+2%) Land $28,203 Building $147,352
2025	$1,798.00 (+1.75%)	$172,113 (+4.04%) Land $27,650 Building $144,463
2024	$1,767.00 (+2.2%)
2023	$1,729.00 (+2.01%)	$165,431 Land $26,577 Building $138,854	$334,170
2022	$1,695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SONORA MEADOWS MUTUAL WTR CO private · serves 1,123 people · EPA ID CA5510023
Water Source	Purchased surface water from TUD - UPPER BASIN WATER SYSTEM
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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