21890 Phoenix Lake Rd, Sonora, CA 95370 Property Records

Tuolumne County property record for 21890 Phoenix Lake Rd, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,960 sqft · built 1979
Lot Size	0.508 acres (22,143 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-111-001-000`

Property Details

APN / Parcel Number

Primary APN	`082-111-001-000`
Alternative APNs	`082-111-001` `0821110100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,143 sqft (0.508 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	082-111-001
Street Address	21890 PHOENIX LAKE RD
City	SONORA
State	CA
Zip	95370-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,MX
Legal Description	SONORA MEADOWS 2 L243
Legal Subdivision	SONORA MEADOWS 2
Legal Lot Number	243
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	1
Census Block	1003
Census Tract	2201

Owner

21890 Phoenix Lake Rd is owned and occupied by an individual who bought it in June 2026.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Jun 15, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 3, 2022	Affidavit of Death of Joint Tenant, Transfer YOSEMITE TITLE COMPANY
Mar 3, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	20265043
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000006069
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131

Mortgage

Document Number	0000002547
Date	Mar 21, 2025
Instrument	2025002547

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Jun 15, 2026
Property Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131
Document Number	0000005043
Instrument Date	Jun 2, 2026
Instrument	20265043
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,773.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131

Mortgage

Document Number	0000005044,
Date	Jun 15, 2026
Instrument	20265044

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TUOLUMNE CA
Recording Date	Mar 3, 2022
Property Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131
Document Number	0000002864
Map Reference	VOL 2 PG 1-9
Instrument Date	Feb 23, 2022
Instrument	2022002864
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	YOSEMITE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Mar 3, 2022
Property Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131
Document Number	0000002866
Map Reference	VOL 2 PG 1-9
Instrument Date	Feb 22, 2022
Instrument	2022002866
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	YOSEMITE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21890 PHOENIX LAKE RD, SONORA, CA 95370-9131

Mortgage

Document Number	0000002867
Date	Mar 3, 2022
Instrument	2022002867

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 21890 Phoenix Lake Rd was $3,215.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,903 (+2%) Land $64,945 Building $248,958
2025	$3,215.00	$307,749 Land $63,672 Building $244,077
2023	$3,092.00 (+112.51%)	$295,800 Land $61,200 Building $234,600	$293,040
2022	$1,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21890 Phoenix Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21890 Phoenix Lake Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SONORA MEADOWS MUTUAL WTR CO private · serves 1,123 people · EPA ID CA5510023
Water Source	Purchased surface water from TUD - UPPER BASIN WATER SYSTEM
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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