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2193 SW Mainsail Ter, Stuart, FL 34997 Property Records

Martin County property record for 2193 SW Mainsail Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,563 sqft · built 2004
Lot Size0.379 acres (16,509 sqft)
Owner2 Individual Names on File
Last Sale$456,000 (Sep 2017)
Tax Bill$6,481 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN55-38-41-070-000-0175.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-070-000-0175.0-0-0000
Alternative APNs
  • 55-38-41-070-000-01750-0
  • 138272

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,563 sqft Living Area
Gross Area3,110 sqft
1st Floor Area2,563 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,509 sqft (0.379 acres)
View / LotHomesite
Garage TypeAttached
Garage Area547 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area312 sqft
PorchOpen Concrete/Masonry Porch
Porch Area399 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number138272
Street Address2193 SW MAINSAIL TER
CitySTUART
StateFL
Zip34997-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 175 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOCKS LANDING
Legal Block2
Legal Lot Number175
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group2
Census Block2018
Census Tract1703

Owner

2193 SW Mainsail Ter is owned and occupied by two individuals who bought it in September 2017.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2193 SW MAINSAIL TER, STUART, FL 34997-4846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 6, 2017Warranty Deed, Transfer · Conventional Mortgage
MOTIVE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2017 · Amount on File
Deed SaleSep 6, 2017 · Amount on File
Prior SaleMay 2, 2014 · Amount on File
Deed Document Number20172654384
Deed Book / Page2947 / 1228
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2193 SW MAINSAIL TER, STUART, FL 34997-4846
Transaction TypeMortgage
Record UpdatedMar 21, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2193 SW MAINSAIL TER, STUART, FL 34997-4846

Mortgage

Document Number0034231733
DateMar 4, 2024
Book Page3423/1733
Instrument3060713
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 21, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2193 SW MAINSAIL TER, STUART, FL 34997-4846
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyCOASTAL SECURITY TITLE INC, COASTAL SECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2193 SW MAINSAIL TER, STUART, FL 34997-4846

Mortgage

Document Number0032192066
DateApr 29, 2021
Book Page3219/2066
Instrument2884925
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 6, 2017
Property Address2193 SW MAINSAIL TER, STUART, FL 34997-4846
Document Number0029471228
Book / Page002947 / 001228
Instrument DateAug 30, 2017
Instrument2654384
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,192.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2193 SW MAINSAIL TER STUART FL 349974846, STUART, FL 34997-4846

Mortgage

Document Number29471229
DateSep 6, 2017
Book Page002947/001229
Instrument2654385
Lender
NameMOTIVE LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2193 SW Mainsail Ter was $6,481 with a homeowner's exemption, up 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,481.00 (+0.92%) Homeowner's exemption$423,954$674,490 Land $205,000 Building $469,490
2024$6,422.00 (+1.95%)
2023$6,299.00 (+3.58%) Additional exemption filed$393,629 (+3%)$648,400 (+26.77%) Land $205,000 Building $443,400
2022$6,081.00 Homeowner's exemption$382,165$511,470 Land $175,000 Building $336,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2193 SW Mainsail Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2193 SW Mainsail Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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