2182 SW Mainsail Ter, Stuart, FL 34997 Property Records

Martin County property record for 2182 SW Mainsail Ter, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,563 sqft Living Area
Lot Size15,856 sqft (0.364 acres)
OccupancyOwner Occupied
Last Sale$79,000 (2003)
Tax Bill$4,872.00 (2024)

Property Details

APN / Parcel Number

Primary APN138286
Alternative APN
  • 55-38-41-070-000-01890-0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,563 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMasonite/ Cement Shake Roof
Lot Area15,856 sqft (0.364 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area606 sqft Garage
Porch1 Porch
Porch Area413 sqft Porch
ViewYes (Detail Unknown) View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number138286
Street Address2182 SW MAINSAIL TER
CitySTUART
StateFL
Zip34997-4846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 189 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOCKS LANDING
Legal Lot Number189
JurisdictionMARTIN FL
Minor Civil DivisionINDIANTOWN
Census Blockgroup2
Census Block2018
Census Tract1703

Owner

Source: Martin County records · APN 138286

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2182 SW MAINSAIL TER, STUART, FL 34997-4846
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2017Deed of Trust, Mortgage
FIRST CITIZENS BANK AND TRUST CO INC
Mar 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2003 · Amount on Record
Deed SaleOct 24, 2003 · Amount on Record
Deed Doc Number0018312101
Deed Book / Page1831 / 2101
Record RefreshedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2182 SW MAINSAIL TER, STUART, FL 34997-4846
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029000185
DateJan 04, 2017
Book Page02900/0185
Instrument2613054
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressSTUART, FL 34994
Agreement
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2182 SW MAINSAIL TER, STUART, FL 34997-4846
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033001679
DateMar 17, 2022
Book Page3300/1679
Instrument2949017
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$320,043 (+5.99%)$657,520 (+3.12%) Land $195,000 Building $462,520
2024$4,872.00 (+2.12%)
2023$4,771.00 (+3.69%) Additional exemption filed$301,966 (+3%)$637,600 (+27.57%) Land $195,000 Building $442,600
2022$4,601.00 Homeowner's exemption$293,171$499,790 Land $165,000 Building $334,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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