1. Home
  2. Florida
  3. Martin County
  4. Stuart
  5. SW Mainsail Ter

2189 SW Mainsail Ter, Stuart, FL 34997 Property Records

Martin County property record for 2189 SW Mainsail Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 2003
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Feb 2025)
Tax Bill$3,167 (2025)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN55-38-41-070-000-0176.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-070-000-0176.0-0-0000
Alternative APNs
  • 55-38-41-070-000-01760-0
  • 138273

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,780 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)
View / LotHomesite
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchScreened Concrete Masonry Porch
Porch Area509 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number138273
Street Address2189 SW MAINSAIL TER
CitySTUART
StateFL
Zip34997-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 176 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOCKS LANDING
Legal Block2
Legal Lot Number176
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group2
Census Block2018
Census Tract1703

Owner

2189 SW Mainsail Ter is owned and occupied by an individual who bought it in February 2025.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2189 SW MAINSAIL TER, STUART, FL 34997-4846
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2025 · Amount on File
Deed SaleFeb 28, 2025 · Amount on File
Prior SaleFeb 19, 2010 · Amount on File
Deed Document Number20253115881
Deed Book / Page3485 / 968
Prior Transfer DateSep 10, 2017
Prior Transfer Doc0029531521
Record UpdatedOct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateOct 12, 2017
Property Address2189 SW MAINSAIL TER, STUART, FL 34997-4846
Document Number0029531521
Book / Page002953 / 001521
Instrument DateSep 26, 2017
Instrument2659475
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2189 SW MAINSAIL TER STUART FL 349974846, STUART, FL 34997-4846

Tax Assessment & Valuation

The 2025 property tax bill for 2189 SW Mainsail Ter was $3,167, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,167.00 (-0.25%)$218,754$500,210 Land $205,000 Building $295,210
2024$3,175.00 (+2.62%)
2023$3,094.00 (+4.03%) Additional exemption filed$206,398 (+3%)$486,800 (+27.18%) Land $205,000 Building $281,800
2022$2,974.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$200,387$382,750 Land $175,000 Building $207,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2189 SW Mainsail Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 SW Mainsail Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on SW Mainsail Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures