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2181 SW Mainsail Ter, Stuart, FL 34997 Property Records

Martin County property record for 2181 SW Mainsail Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,855 sqft · built 2012
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (May 2021)
Tax Bill$10,776 (2025)
Deeds & MortgagesMay 2021 Sale
Flood ZoneZone X (minimal risk)
APN55-38-41-070-000-0178.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-070-000-0178.0-0-0000
Alternative APNs
  • 55-38-41-070-000-01780-0
  • 138275

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,855 sqft Living Area
Gross Area3,275 sqft
1st Floor Area2,130 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area15,987 sqft (0.367 acres)
View / LotHomesite
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number138275
Street Address2181 SW MAINSAIL TER
CitySTUART
StateFL
Zip34997-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 178 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOCKS LANDING
Legal Block2
Legal Lot Number178
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group2
Census Block2018
Census Tract1703

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2181 SW MAINSAIL TER, STUART, FL 34997-4846
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Prior SaleJan 9, 2009 · Amount on Record
Deed Document Number20212890137
Deed Book / Page3226 / 214
Last Transfer DateJun 5, 2024
Transfer Doc0034410259
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateMay 20, 2021
Property Address2181 SW MAINSAIL TER, STUART, FL 34997-4846
Document Number0032260214
Book / Page3226 / 214
Map ReferenceMB 14 PG 79
Instrument DateMay 17, 2021
Instrument2890137
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyTITLE RESOURCE INSURANCE AGENCY INC, TITLE PROS INS AGCY INC

Transaction

AmountAmount Recorded
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2338 SW GOLDEN BEAR WAY, 2338, PALM CITY, FL 34990-8803

Transferred To (Grantee/Buyer)

NameVerified Name
Address2181 SW MAINSAIL TER, STUART, FL 34997-4846

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,776.00 (-4.9%)$696,500 (+19.3%) Land $205,000 Building $491,500$696,500 (+3.2%) Land $205,000 Building $491,500
2024$11,331.00 (+5.94%)
2023$10,696.00 (+15.81%)$583,814 (+1%)$674,900 (+27.16%) Land $205,000 Building $469,900
2022$9,236.00$530,740 Land $175,000 Building $355,740$530,740 Land $175,000 Building $355,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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