Mecklenburg County property record for 21917 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,075 sqft · built 2006 |
| Lot Size | 0.325 acres (14,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jul 2020) |
| Tax Bill | $4,014 (2023) |
| Deeds & Mortgages | Mar 2021 Transfer Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-41 |
| Primary APN | 001-743-41 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,075 sqft Heated Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 1,688 sqft |
| Upper Floors Area | 1,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,163 sqft (0.325 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 173 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-743-41 |
|---|---|
| Street Address | 21917 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L20 M43-845 |
| Legal Subdivision | TORRANCE CHAPEL ESTATES SUB |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Intrafamily Transfer, Transfer |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Nov 28, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 0000107210 |
| Deed Book / Page | 34807 / 975 |
| Last Transfer Date | Mar 24, 2021 |
| Transfer Doc | 0000057453 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 24, 2021 |
| Property Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000057453 |
| Book / Page | 35845 / 895 |
| Map Reference | MB 43 PG 845 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021057453 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1732 MAPLE GROVE LN, LINCOLN, CA 95648-8669 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 15, 2020 |
| Property Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000107210 |
| Book / Page | 34807 / 975 |
| Map Reference | MB 43 PG 845 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020107210 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 363, CORNELIUS, NC 28031-0363 |
| Name | Verified Name |
|---|---|
| Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000107211 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020107211 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000151718 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 21917 TORRENCE CHAPEL RD CORNELIUS NC 280316784, CORNELIUS, NC 28031-6784 |
| Document Number | 0000151718 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 033157/000699 |
| Instrument | 151718 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21917 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000135117 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21917 TORRENCE CHAPEL RD CORNELIUS NC 280316784, CORNELIUS, NC 28031-6784 |
| Document Number | 0000135117 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 033070/000584 |
| Instrument | 135117 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2033 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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