21926 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21926 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,932 sqft · built 2016
Lot Size0.558 acres (24,338 sqft)
OwnerIndividual Name on Record
Last Sale$379,000 (Mar 2018)
Tax Bill$5,326 (2023)
Deeds & MortgagesMar 2018 Sale & Mortgage
Jun 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN001-741-38

Property Details

APN / Parcel Number

Primary APN001-741-38

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,932 sqft Heated Area
Gross Area3,650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area24,338 sqft (0.558 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-741-38
Street Address21926 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL4 M57-494
Legal SubdivisionTORRENCE CHAPEL SUB
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1014
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21926 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ON Q FINANCIAL INC
Jun 21, 2017Trustee's Deed, Construction Loan · Construction Mortgage
CARTER LUMBER OF THE SOUTH INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2018 · Amount on Record
Deed SaleMar 22, 2018 · Amount on Record
Deed Document Number0032544157
Deed Book / Page32544 / 157
Record UpdatedJun 7, 2026

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 22, 2018
Property Address21926 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6783
Document Number0000033181
Book / Page32544 / 157
Map ReferenceMB57 PG494
Instrument DateMar 20, 2018
Instrument2018033181
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$758.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1345, FORT MILL, SC 29716-1345

Transferred To (Grantee/Buyer)

NameVerified Name
Address21926 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6783

Mortgage

Document Number0000033182
DateMar 22, 2018
Instrument2018033182
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJun 21, 2017
Property Address21926 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6783
Book / Page031901 / 000066
Instrument DateJun 19, 2017
Instrument82551
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1345 FORT MILL SC 297161345, FORT MILL, SC 29716-1345
InvestorPossibly a Property Investor

Mortgage

Document Number0000082551
DateJun 21, 2017
Book Page031901/000066
Instrument82551
Lender
NameCARTER LUMBER OF THE SOUTH INC
Address601 TALLMADGE RD, KENT, OH 44240-7331
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 20, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAHIA BAY S/D
private · serves 350 people · EPA ID NC0160203
Water SourceGroundwater
Last State InspectionJul 2024
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.91 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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