2191 Bear Rock Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2191 Bear Rock Rd, Placerville, CA 95667 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,186 sqft · built 1985
Lot Size	7.11 acres (310,147 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (May 2022)
Tax Bill	$9,175 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089-270-006-000`

Property Details

APN / Parcel Number

Primary APN	`089-270-006-000`
Alternative APN	`0892700610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	310,147 sqft (7.11 acres)
Terrain	Gentle Slope
View / Lot	Excellent
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,186 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Old Parcel Number	0892700610
Street Address	2191 BEAR ROCK RD
City	PLACERVILLE
State	CA
Zip	95667-4662
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 36 11 10
Legal Range	10
Legal Township	11
Legal Section	36
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3043
Census Tract	31100

Owner

Source: El Dorado County records · APN 089-270-006-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2021	Intrafamily Transfer, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Aug 13, 2021
Deed Document Number	2022-0023345
Record Updated	Jun 07, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 26, 2022
Property Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000023345
Instrument Date	May 18, 2022
Instrument	2022-0023345
Transaction Type	Transfer
Record Updated	Jun 08, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662

Mortgage

Document Number	0000023346
Date	May 26, 2022
Instrument	2022-0023346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 13, 2021
Property Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000052708
Instrument Date	Aug 13, 2021
Instrument	2021-0052708
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034839
Date	Jul 14, 2020
Instrument	2020-0034839

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 13, 2017
Property Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000040125
Instrument Date	Sep 06, 2017
Instrument	2017-0040125
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2191 BEAR ROCK RD, PLACERVILLE, CA 95667-4662

Mortgage

Document Number	0000040126
Date	Sep 13, 2017
Instrument	2017-0040126

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,175.00 (+3.38%)	$870,189 (+4.04%) Land $233,465 Building $636,724
2023	$8,875.00 (+69.73%)	$836,400 Land $224,400 Building $612,000
2022	$5,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170311003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005, Severe Storms, Flooding, Mudslides, And Landslides

Wildfire

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	About 1 in 86 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless	100 / 20

May also be available at this address: Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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