El Dorado County property record for 2101 Bear Rock Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,361 sqft · built 1982 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2020) |
| Tax Bill | $5,445 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-150-011-000 |
| Primary APN | 089-150-011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,361 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Lot Area | 435,600 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 2101 BEAR ROCK RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20 |
| Legal Description | PM 22/130/C |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 31100 |
2101 Bear Rock Rd, a rural home, is owned and occupied by two individuals who bought it in October 2020.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2101 BEAR ROCK RD, PLACERVILLE, CA 95667-4662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 16, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Prior Sale | Dec 30, 1999 · Amount on File |
| Deed Document Number | 202058374 |
| Prior Transfer Date | Sep 14, 2012 |
| Prior Transfer Doc | 0000048564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2101 BEAR ROCK RD, PLACERVILLE, CA 95667-4662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051001 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017-0051001 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 16, 2020 |
| Property Address | 2101 BEAR ROCK RD, PLACERVILLE, CA 95667-4662 |
| Document Number | 0000058374 |
| Map Reference | MB 22 PG 130 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-0058374 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2101 BEAR ROCK RD, PLACERVILLE, CA 95667-4662 |
| Document Number | 0000058375 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0058375 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2101 Bear Rock Rd was $5,445.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $524,434 (+2%) Land $132,487 Building $391,947 | |
| 2025 | $5,445.00 | $514,152 Land $129,890 Building $384,262 |
| 2023 | $5,268.00 (+1.42%) | $494,190 Land $124,848 Building $369,342 |
| 2022 | $5,194.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2101 Bear Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2101 Bear Rock Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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