2161 Bear Rock Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2161 Bear Rock Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,476 sqft · built 1987
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-270-004-000`

Property Details

APN / Parcel Number

Primary APN	`089-270-004-000`
Alternative APNs	`08927004100` `0892700410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	218,236 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	2161 BEAR ROCK RD
City	PLACERVILLE
State	CA
Zip	95667-4662
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20
Legal Description	SEC 36 11 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3043
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2161 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Quit Claim Deed, Transfer INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.
Aug 29, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019
Deed Sale	Aug 29, 2019
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	201935858
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000035858
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2161 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000041578
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2161 BEAR ROCK RD PLACERVILLE CA 956674662, PLACERVILLE, CA 95667-4662

Mortgage

Document Number	0000041578
Date	Aug 13, 2020
Instrument	41578

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 29, 2019
Property Address	2161 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000035858
Instrument Date	Aug 27, 2019
Instrument	35858
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2161 BEAR ROCK RD PLACERVILLE CA 956674662, PLACERVILLE, CA 95667-4662

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 29, 2019
Property Address	2161 BEAR ROCK RD, PLACERVILLE, CA 95667-4662
Document Number	0000035857
Instrument Date	Aug 27, 2019
Instrument	35857
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2161 BEAR ROCK RD PLACERVILLE CA 956674662, PLACERVILLE, CA 95667-4662

Mortgage

Document Number	35859
Date	Aug 29, 2019
Instrument	35859

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,445 (+2%) Land $200,791 Building $334,654
2025	$5,558.00 (+3.35%)	$524,947 (+4.04%) Land $196,854 Building $328,093
2023	$5,378.00 (+1.43%)	$504,564 Land $189,211 Building $315,353
2022	$5,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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