Osceola County property record for 2190 Pine Ter, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2011 |
| Square Footage | 5,975 sqft Living Area |
| Lot Size | 131,769 sqft (3.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,800 (2009) |
| Tax Bill | $12,825.00 (2024) |
| Primary APN | 10-26-31-5020-000F-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,975 sqft Living Area |
| Gross Area | 8,901 sqft Gross Area |
| 1st Floor | 4,931 sqft 1st Floor |
| Upper Floors | 1,044 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 131,769 sqft (3.02 acres) |
| Depth X Width | 250 ft x 357 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 960 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 36 sqft Pool |
| Deck Area | 982 sqft Deck |
| Porch Area | 1,966 sqft Porch |
| Boat Access | Boat Access |
| Pole Structure | 700 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2190 PINE TER |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHSON VILLAGE ADD NO 1 BLK F LOT 2 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SMITHSON VLG ADD NO 1 |
| Legal Tract | 5020 |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43301 |
Source: Osceola County records · APN 10-26-31-5020-000F-0020
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2190 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2009 · Amount on Record |
| Deed Sale | Oct 28, 2009 · Amount on Record |
| Prior Sale | Sep 01, 2004 · Amount on Record |
| Deed Doc Number | 2009172596 |
| Deed Book / Page | 3907 / 529 |
| Prior Transfer Date | Oct 20, 2006 |
| Prior Transfer Doc | 0033230871 |
| Record Refreshed | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,314.00 (+3.81%) Homeowner's exemption | $950,480 (+5.99%) | $1,191,000 (+1.35%) Land $252,600 Building $938,400 |
| 2024 | $12,825.00 (+1.92%) | ||
| 2023 | $12,584.00 (+3.28%) Homeowner's exemption | $896,790 (+3%) | $1,175,100 (+13.5%) Land $200,000 Building $975,100 |
| 2022 | $12,184.00 Homeowner's exemption | $870,670 | $1,035,300 Land $200,000 Building $835,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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