Osceola County property record for 2170 Pine Ter, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Carport, 288 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $59,200 (2022) |
| Tax Bill | $2,167.00 (2024) |
| Primary APN | 10-26-31-5020-000A-0030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,976 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 116 ft x 110 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 288 sqft Garage |
| Carport | Carport |
| Carport Area | 288 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 60 sqft Shed |
| Porch Area | 392 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2170 PINE TER |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHSON VILLAGE ADD NO 1 PB 1 PG 411 BLK A LOT 3 AND N 10 FT OF ABAN CANAL ST ABUTT S SIDE OF LOT 3 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SMITHSON VLG ADD NO 1 |
| Legal Tract | 5020 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43301 |
Source: Osceola County records · APN 10-26-31-5020-000A-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2170 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 02, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Feb 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2022 · Amount on Record |
| Deed Sale | Nov 02, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Doc Number | 2022161329 |
| Deed Book / Page | 6309 / 2669 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 0063092669 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 02, 2022 |
| Property Address | 2170 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Document Number | 0063092669 |
| Book / Page | 6309 / 2669 |
| Map Reference | MB 1 PG 411 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022161329 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $414.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 PINE TER, 2150, SAINT CLOUD, FL 34771-7920 |
| Name | Verified Name |
|---|---|
| Address | 2170 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Document Number | 0063092672 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 6309/2672 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 2170 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Document Number | 0051090183 |
| Book / Page | 005109 / 000183 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 32113 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 2170 PINE TER ST CLOUD FL 347717920, ST CLOUD, FL 34771-7920 |
| Document Number | 51090184 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 005109/000184 |
| Instrument | 32114 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,308.00 (+6.51%) Homeowner's exemption | $156,043 (+5.99%) | $172,500 (+3.11%) Land $33,000 Building $139,500 |
| 2024 | $2,167.00 (+2.36%) | ||
| 2023 | $2,117.00 (+5.69%) Homeowner's exemption | $147,230 (+9.04%) | $167,300 (+14.12%) Land $33,000 Building $134,300 |
| 2022 | $2,003.00 Homeowner's exemption | $135,029 | $146,600 Land $33,000 Building $113,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 621 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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