2184 Pine Ter, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2184 Pine Ter, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,495 sqft Heated Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,656.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1026315020000E0030`
Alternative APN	`97151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,495 sqft Heated Area
Gross Area	2,071 sqft Gross Area
1st Floor	1,495 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	111 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	160 sqft Shed
Porch	Open Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97151
Street Address	2184 PINE TER
City	SAINT CLOUD
State	FL
Zip	34771-7920
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SMITHSON VILLAGE ADD NO 1 BLK E LOT 3
Legal Range	31E
Legal Township	26S
Legal Section	10
Legal Subdivision	SMITHSON VLG ADDN 1
Legal Tract	5020
Legal Block	E
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1001
Census Tract	43301

Owner

Source: Osceola County records · APN 1026315020000E0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2184 PINE TER, SAINT CLOUD, FL 34771-7920
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 1986
Deed Sale	Jul 16, 1986
Deed Doc Number	0008121853
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+11.29%) Homeowner's exemption Senior Citizen's exemption	$121,075 (+5.99%)	$190,600 (+1.87%) Land $32,600 Building $158,000
2023	$1,488.00 (+6.51%) Homeowner's exemption Senior Citizen's exemption	$114,236 (+3%)	$187,100 (+13.88%) Land $32,600 Building $154,500
2022	$1,397.00 Homeowner's exemption Senior Citizen's exemption	$110,909	$164,300 Land $32,600 Building $131,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 658 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.