Osceola County property record for 2180 Pine Ter, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,378 sqft Living Area |
| Lot Size | 22,128 sqft (0.508 acres) |
| Garage | Attached, 441 sqft |
| Pool | In-Ground Pool |
| Occupancy | Owner Occupied |
| Tax Bill | $631.00 (2024) |
| Primary APN | 10-26-31-5020-000E-0010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,378 sqft Living Area |
| Gross Area | 3,321 sqft Gross Area |
| 1st Floor | 1,378 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 22,128 sqft (0.508 acres) |
| Depth X Width | 116 ft x 190 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 390 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Patio Area | 552 sqft Patio |
| Porch Area | 2,385 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2180 PINE TER |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHSON VILLAGE ADD 1 BLK E LOTS 1, 2 AND S 40 FT ABAN CANAL ST |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SMITHSON VLG ADD NO 1 |
| Legal Tract | 5020 |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43301 |
Source: Osceola County records · APN 10-26-31-5020-000E-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2180 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage R M K FINANCIAL CORP |
| Oct 26, 2017 | Deed of Trust, Mortgage · Closed End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Jan 09, 2017 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2017 |
| Deed Sale | Jan 09, 2017 |
| Prior Sale | Oct 05, 2016 · Amount on Record |
| Deed Doc Number | 20174741 |
| Deed Book / Page | 5083 / 746 |
| Prior Transfer Date | Dec 23, 2016 |
| Prior Transfer Doc | 0050830746 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2180 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052090301 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 5209/0301 |
| Instrument | 2017131840 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91761 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2180 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052302979 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 5230/2979 |
| Instrument | 2017154514 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 09, 2017 |
| Property Address | 2180 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Document Number | 0050830746 |
| Book / Page | 5083 / 0746 |
| Map Reference | MB1 PG411 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 2017004741 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2180 PINE TER, SAINT CLOUD, FL 34771-7920 |
| Document Number | 0050830749 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 5083/0749 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $176,753 (+5.99%) | $287,100 (+3.24%) Land $55,700 Building $231,400 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $166,769 (+3%) | $278,100 (+13%) Land $55,700 Building $222,400 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $161,912 | $246,100 Land $55,700 Building $190,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 621 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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