Hardin County property record for 219 Ruby Dr, Elizabethtown, KY 42701 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 1996 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,900 (Mar 2026) |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Jan 2019 Refinance Jan 2018 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-20-04-078 |
| Primary APN | 201-20-04-078 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Basement Area | 1,792 sqft |
| Finished Basement | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Lot Area | 7,754 sqft (0.178 acres) |
| Patio Area | 162 sqft |
| Heating System | Central |
|---|
| Street Address | 219 RUBY DR |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL SUBD LT 78 #2 |
| Legal Subdivision | CARDINAL SUBD |
| Legal Block | 4 |
| Legal Lot Number | 78 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1300 |
Source: Hardin County records · APN 201-20-04-078
Assessment roll updated January 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 08, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 12, 2006 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 25, 2026 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 13, 2023 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 08, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2023 · Amount on Record |
| Deed Book / Page | 1598 / 781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02255/1196 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 2255/1196 |
| Instrument | 10836410018 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02220/1498 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 2220/1498 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 04, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001558/754 |
|---|---|
| Date | Jan 12, 2006 |
| Book Page | 1558/754 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 07, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 25, 2026 |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Document Number | 001598/781 |
| Book / Page | 1598 / 781 |
| Map Reference | CAB 1 SH 1331 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1503 GRINSTEAD DR, ELIZABETHTOWN, KY 42701-7942 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Document Number | 0000260758 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2607/58 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 13, 2023 |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Document Number | 01546/1210 |
| Book / Page | 1546 / 1210 |
| Map Reference | CAB I SH 1331 |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8143 SALT FORK WAY, INDIANAPOLIS, IN 46256-1682 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Document Number | 0024681062 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2468/1062 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2255/1196 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 2255/1196 |
| Instrument | 10836410018 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 219 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0022201498 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 2220/1498 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 04, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,395.00 (+54.02%) | $229,500 (+59.15%) Land $21,100 Building $208,400 | $229,500 (+59.15%) Land $21,100 Building $208,400 |
| 2023 | $144,200 Land $21,100 Building $123,100 | $144,200 Land $21,100 Building $123,100 | |
| 2021 | $1,555.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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