218 Ruby Dr, Elizabethtown, KY 42701 Property Records

Hardin County property record for 218 Ruby Dr, Elizabethtown, KY 42701 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,596 sqft · built 1998
Lot Size	0.276 acres (12,066 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Jul 2021)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-10-01-068`

Property Details

APN / Parcel Number

Primary APN	`202-10-01-068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,596 sqft Living Area
Attic Area	1,880 sqft

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Lot Area	12,066 sqft (0.276 acres)
Garage Type	Attached
Garage Area	484 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	218 RUBY DR
City	ELIZABETHTOWN
State	KY
Zip	42701-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL SUBD LT 85A #2
Legal Subdivision	CARDINAL SUBD
Legal Lot Number	85A
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1021
Census Tract	1300

Owner

Source: Hardin County records · APN 202-10-01-068

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 RUBY DR, ELIZABETHTOWN, KY 42701-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	0001516594
Deed Book / Page	1516 / 594
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 27, 2021
Property Address	218 RUBY DR, ELIZABETHTOWN, KY 42701-4632
Document Number	1516/594
Book / Page	1516 / 594
Map Reference	CAB 1 SH 4356
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10421 PARMER CIR, 10421, FISHERS, IN 46038-5782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 RUBY DR, ELIZABETHTOWN, KY 42701-4632

Mortgage

Document Number	2393600
Date	Jul 27, 2021
Instrument	2393/600

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Elizabethtown City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+31.4%)	$264,000 (-) Land $22,200 Building $241,800	$264,000 (-) Land $22,200 Building $241,800
2023		$264,000 Land $22,200 Building $241,800	$264,000 Land $22,200 Building $241,800
2021	$2,089.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Brandenburg Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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