212 Ruby Dr, Elizabethtown, KY 42701 Property Records

Hardin County property record for 212 Ruby Dr, Elizabethtown, KY 42701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 1997
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$161,750 (Sep 2016)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-10-01-065`

Property Details

APN / Parcel Number

Primary APN	`202-10-01-065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,154 sqft Living Area
Basement Area	961 sqft
Unfinished Basement	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,542 sqft (0.242 acres)
Porch	Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	212 RUBY DR
City	ELIZABETHTOWN
State	KY
Zip	42701-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL SUBD LT 082A #2
Legal Subdivision	CARDINAL SUBD
Legal Block	1
Legal Lot Number	82A
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1021
Census Tract	1300

Owner

Source: Hardin County records · APN 202-10-01-065

Assessment roll updated January 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	212 RUBY DR, ELIZABETHTOWN, KY 42701-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2016 · Amount on Record
Deed Sale	Sep 22, 2016 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Book / Page	1429 / 1581
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	212 RUBY DR, ELIZABETHTOWN, KY 42701-4632
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02602/1323
Date	Feb 25, 2026
Book Page	2602/1323

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Elizabethtown City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00 (+14.77%)	$190,300 (-) Land $21,900 Building $168,400	$190,300 (-) Land $21,900 Building $168,400
2023		$190,300 Land $21,900 Building $168,400	$190,300 Land $21,900 Building $168,400
2021	$1,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Brandenburg Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.