Hardin County property record for 215 Ruby Dr, Elizabethtown, KY 42701 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,846 sqft · built 1997 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2018) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-20-04-080 |
| Primary APN | 201-20-04-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 8,407 sqft (0.192 acres) |
| Patio Area | 144 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 215 RUBY DR |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL SUBD LT 80 #2 |
| Legal Subdivision | CARDINAL SUBD |
| Legal Tract | 80 |
| Legal Lot Number | 80 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1300 |
Source: Hardin County records · APN 201-20-04-080
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP |
| May 07, 2018 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL |
| Nov 05, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL |
| Feb 04, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL |
| May 07, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2018 · Amount on Record |
| Deed Sale | May 07, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 0001456464 |
| Deed Book / Page | 1456 / 464 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2365/169 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2365/169 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002232/0000001104 |
|---|---|
| Date | May 07, 2018 |
| Book Page | 0000002232/0000001104 |
| Instrument | 180-00005279 |
| Name | AMERIFIRST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2287/872 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 2287/872 |
| Instrument | 20190-00014572 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2257/1362 |
|---|---|
| Date | Feb 04, 2019 |
| Book Page | 2257/1362 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 07, 2018 |
| Property Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
| Document Number | 1456/464 |
| Book / Page | 1456 / 464 |
| Instrument Date | May 07, 2018 |
| Instrument | 180-00005279 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 RUBY DR, ELIZABETHTOWN, KY 42701-4610 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 (+17.47%) | $204,900 (+20.53%) Land $21,300 Building $183,600 | $204,900 (+20.53%) Land $21,300 Building $183,600 |
| 2023 | $170,000 Land $21,300 Building $148,700 | $170,000 Land $21,300 Building $148,700 | |
| 2021 | $1,826.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Uniti Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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