219 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 219 Elm St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 891 sqft · built 1920
Lot Size	0.203 acres (8,844 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2026)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Oct 2026 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-477-006`

Property Details

APN / Parcel Number

Primary APN	`06-14-477-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	891 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	891 sqft
Basement Area	891 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,844 sqft (0.203 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	219 ELM ST
City	ELGIN
State	IL
Zip	60123-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN LOT 6 BLOCK 3
Legal Subdivision	LORDS 2ND ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 N SCHOOL ST, ADDISON, IL 60101-1336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	202643596
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2026
Property Address	219 ELM ST, ELGIN, IL 60123-6304
Document Number	0000043596
Instrument Date	Aug 17, 2026
Instrument	202643596
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 N SCHOOL ST, ADDISON, IL 60101-1336

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	219 ELM ST, ELGIN, IL 60123-6304
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018490
Date	Mar 9, 2021
Instrument	2021K018490

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,694.00 (+15.79%) Homeowner's exemption	$69,539 (+8.57%) Land $18,882 Building $50,657	$208,700 (+8.57%) Land $56,669 Building $152,032
2024		$64,050 (+21.39%) Land $17,392 Building $46,658	$192,227 (+21.44%) Land $52,197 Building $140,030
2022	$4,054.00 (+4.89%) Homeowner's exemption	$52,762 (+6.96%) Land $14,327 Building $38,435	$158,286 (+6.96%) Land $42,981 Building $115,305
2021	$3,865.00 Homeowner's exemption	$49,329 Land $13,395 Building $35,934	$147,987 Land $40,185 Building $107,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures