Kane County property record for 215 Elm St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,680 sqft · built 1923 |
| Lot Size | 0.183 acres (7,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Apr 2016) |
| Tax Bill | $5,903 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-477-005 |
| Primary APN | 06-14-477-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,800 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 7,964 sqft (0.183 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 215 ELM ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORDS 2ND ADDN LOT 7 BLOCK 3 |
| Legal Subdivision | LORDS 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851600 |
215 Elm St is owned and occupied by two individuals who bought it in April 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 ELM ST, ELGIN, IL 60123-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on File |
| Deed Sale | Apr 29, 2016 · Amount on File |
| Prior Sale | Aug 23, 1999 · Amount on File |
| Deed Document Number | 201620373 |
| Prior Transfer Date | Sep 13, 2002 |
| Prior Transfer Doc | 0000119278 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 215 Elm St was $5,903 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,903.00 Homeowner's exemption | $85,387 (+8.57%) Land $17,027 Building $68,360 | $256,264 (+8.57%) Land $51,101 Building $205,162 |
| 2024 | $78,647 Land $15,683 Building $62,964 | $236,035 Land $47,068 Building $188,968 | |
| 2022 | $5,097.00 (+4.7%) Homeowner's exemption | $64,786 (+6.96%) Land $12,919 Building $51,867 | $194,358 (+6.96%) Land $38,757 Building $155,601 |
| 2021 | $4,868.00 Homeowner's exemption | $60,570 Land $12,078 Building $48,492 | $181,710 Land $36,234 Building $145,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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