210 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 210 Elm St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2024)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-14-458-017`

Property Details

APN / Parcel Number

Primary APN	`06-14-458-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	149 ft deep x 44 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	210 ELM ST
City	ELGIN
State	IL
Zip	60123-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLMS ADDN SOUTH 44 FT LOT 13 BLOCK 3
Legal Subdivision	CHISHOLMS ADDN
Legal Block	3
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5131 W GRACE ST, CHICAGO, IL 60641-3453
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage A & N MORTGAGE SERVICES INC
Nov 13, 2023	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 19, 2024
Property Address	210 ELM ST, ELGIN, IL 60123-6305
Document Number	0000012908
Instrument Date	Apr 5, 2024
Instrument	2024K012908
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 RAYMOND ST, SOUTH ELGIN, IL 60177-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 ELM ST, ELGIN, IL 60123-6305

Mortgage

Document Number	0000012909
Date	Apr 19, 2024
Instrument	2024K012909

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

November 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2023
Property Address	210 ELM ST, ELGIN, IL 60123-6305
Document Number	0000039628
Instrument Date	Nov 2, 2023
Instrument	2023K039628
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 RAYMOND ST, SOUTH ELGIN, IL 60177-1326

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00 (+1.62%)
2024		$59,627 (+21.39%) Land $13,340 Building $46,287	$178,953 (+21.44%) Land $40,036 Building $138,917
2022	$4,259.00 (+3.95%)	$49,119 (+6.96%) Land $10,989 Building $38,130	$147,357 (+6.96%) Land $32,967 Building $114,390
2021	$4,097.00	$45,923 Land $10,274 Building $35,649	$137,769 Land $30,822 Building $106,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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