216 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 216 Elm St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1900
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Nov 2018)
Tax Bill	$6,569 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-14-458-018`

Property Details

APN / Parcel Number

Primary APN	`06-14-458-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,772 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	216 ELM ST
City	ELGIN
State	IL
Zip	60123-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLMS ADDN LOT 14 BLOCK 3
Legal Subdivision	CHISHOLMS ADDN
Legal Block	3
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1055 FULTON DR, STREAMWOOD, IL 60107-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jul 31, 2018	Deed in Lieu of Foreclosure, Transfer LENDERLIVE SETTLEMENT SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	201853586
Prior Transfer Date	Mar 10, 2006
Prior Transfer Doc	0000037682
Record Updated	Oct 29, 2026

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 2, 2018
Property Address	216 ELM ST, ELGIN, IL 60123-6305
Document Number	0000053586
Instrument Date	Sep 4, 2018
Instrument	2018K053586
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 FULTON DR, STREAMWOOD, IL 60107-2841

Mortgage

Document Number	0000053587
Date	Nov 2, 2018
Instrument	2018K053587

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

July 2018: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	Jul 31, 2018
Property Address	216 ELM ST, ELGIN, IL 60123-6305
Document Number	0000036833
Instrument Date	May 25, 2018
Instrument	36833
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9062 OLD ANNAPOLIS RD COLUMBIA MD 210452479, COLUMBIA, MD 21045-2479

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,569.00 (+15.83%) Homeowner's exemption	$97,735 (+8.57%) Land $19,743 Building $77,992	$293,322 (+8.57%) Land $59,253 Building $234,070
2024		$90,021 (+21.39%) Land $18,185 Building $71,836	$270,171 (+21.44%) Land $54,577 Building $215,594
2022	$5,671.00 (-1.18%) Homeowner's exemption	$74,156 (+5.44%) Land $14,980 Building $59,176	$222,468 (+5.44%) Land $44,940 Building $177,528
2021	$5,739.00 Homeowner's exemption	$70,331 Land $14,005 Building $56,326	$210,993 Land $42,015 Building $168,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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