Hamilton County property record for 215 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,366 sqft · built 2003 |
| Lot Size | 0.102 acres (4,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2019) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E L 030 |
| Primary APN | 135E L 030 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,449 sqft (0.102 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060023 |
|---|---|
| Street Address | 215 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 241 NORTH SIDE LAND CO AMENDED PB4 PG47 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 241 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
215 Baker St is owned and occupied by two individuals who bought it in March 2019.
Source: Hamilton County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Prior Sale | May 18, 2007 · Amount on File |
| Deed Document Number | 2019249 |
| Deed Book / Page | 11582 / 164 |
| Prior Transfer Date | Feb 22, 2003 |
| Prior Transfer Doc | 6559629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 215 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 215 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0000000018 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 14111/507 |
| Instrument | 2025111900018 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 215 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000000021 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 12314/98 |
| Instrument | 2021011400021 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2019 |
| Property Address | 215 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0307000249 |
| Book / Page | 011582 / 000164 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 190307000249 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 215 BAKER ST CHATTANOOGA TN 374054103, CHATTANOOGA, TN 37405-4103 |
| Document Number | 307000250 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 011582/000167 |
| Instrument | 190307000250 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2049 |
The 2025 property tax bill for 215 Baker St was $1,887, up 2.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 (+2.11%) | $124,525 (+50.76%) | $498,100 (+50.76%) Land $225,000 Building $273,100 |
| 2024 | $1,848.00 | $82,600 (-) | $330,400 (-) Land $150,000 Building $180,400 |
| 2023 | $1,848.00 | $82,600 (-) | $330,400 (-) Land $150,000 Building $180,400 |
| 2022 | $1,848.00 | $82,600 | $330,400 Land $150,000 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 215 Baker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Baker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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