21892 Michigan Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 21892 Michigan Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1974
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`614-198-26`

Property Details

APN / Parcel Number

Primary APN	`614-198-26`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,450 sqft (0.079 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21892 MICHIGAN LN
City	LAKE FOREST
State	CA
Zip	92630-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7197 BLK LOT 377
Legal Subdivision	TRACT NO. 7197
Legal Tract	7197
Legal Lot Number	377
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52408

Owner

21892 Michigan Ln is owned and occupied by two individuals who acquired it in July 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
May 30, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Aug 7, 2017	Quit Claim Deed, Transfer OTHER
Aug 7, 2017	Quit Claim Deed, Transfer OTHER
Aug 7, 2017	Quit Claim Deed, Transfer OTHER
Aug 7, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2017
Transfer Doc	0000324463
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911

Mortgage

Document Number	0000133609
Date	Apr 7, 2022
Instrument	2022000133609

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SANTA ANA, CA 92711

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204104
Date	May 6, 2020
Instrument	2020000204104

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 30, 2018
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Document Number	0000198327
Instrument Date	May 2, 2018
Instrument	198327
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21892 MICHIGAN LN LAKE FOREST CA 926301911, LAKE FOREST, CA 92630-1911

Mortgage

Document Number	198328
Date	May 30, 2018
Instrument	198328

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2017
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Document Number	0000324461
Instrument Date	Jul 11, 2017
Instrument	324461
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12120 MADERA WAY RIVERSIDE CA 925034851, RIVERSIDE, CA 92503-4851

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2017
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Document Number	0000324463
Instrument Date	Jul 11, 2017
Instrument	324463
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12120 MADERA WAY RIVERSIDE CA 925034851, RIVERSIDE, CA 92503-4851

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2017
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Document Number	0000324464
Instrument Date	Jul 11, 2017
Instrument	324464
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12120 MADERA WAY RIVERSIDE CA 925034851, RIVERSIDE, CA 92503-4851

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2017
Property Address	21892 MICHIGAN LN, LAKE FOREST, CA 92630-1911
Document Number	0000324462
Instrument Date	Jul 11, 2017
Instrument	324462
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12120 MADERA WAY RIVERSIDE CA 925034851, RIVERSIDE, CA 92503-4851

Tax Assessment & Valuation

The 2025 property tax bill for 21892 Michigan Ln was $9,081 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,845 (+2%) Land $718,082 Building $169,763
2025	$9,081.00 Homeowner's exemption	$870,437 Land $704,002 Building $166,435
2023	$8,704.00 (+1.84%) Homeowner's exemption	$836,638 Land $676,665 Building $159,973
2022	$8,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21892 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21892 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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