21881 Michigan Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 21881 Michigan Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 1974
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 1998)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`614-198-04`

Property Details

APN / Parcel Number

Primary APN	`614-198-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	2,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,600 sqft (0.083 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21881 MICHIGAN LN
City	LAKE FOREST
State	CA
Zip	92630-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 7197 BLK LOT 337
Legal Subdivision	TRACT 7197
Legal Tract	7197
Legal Lot Number	337
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52408

Owner

21881 Michigan Ln is owned and occupied by an individual who bought it in December 1998.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage P N C BANK NA
Oct 16, 2025	Affidavit of Death of Joint Tenant, Transfer
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 1998 · Amount on File
Deed Sale	Dec 18, 1998 · Amount on File
Deed Document Number	1998875793
Prior Transfer Date	Oct 22, 1993
Prior Transfer Doc	0000738419
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2026
Property Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Document Number	0000103325
Instrument Date	Apr 7, 2026
Instrument	2026103325
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number	0000103326,
Date	Apr 10, 2026
Instrument	2026103326

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ORANGE CA
Recording Date	Oct 16, 2025
Property Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Document Number	0000284340
Map Reference	MB 291 PG 4-15
Instrument Date	Jun 18, 2025
Instrument	2025000284340
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21881 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number	0000405047
Date	Jun 21, 2021
Instrument	2021000405047

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21881 Michigan Ln was $4,525, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,522 (+5.83%) Land $385,554 Building $78,968
2025	$4,525.00 (+1.87%) Homeowner's exemption	$438,950 Land $251,873 Building $187,077
2024	$4,442.00 (+2.44%)
2023	$4,336.00 (+1.86%) Homeowner's exemption	$421,906 Land $242,093 Building $179,813
2022	$4,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21881 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21881 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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