21885 Michigan Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 21885 Michigan Ln, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,040 sqft · built 1974
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Nov 1998)
Tax Bill$4,278 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN614-198-03

Property Details

APN / Parcel Number

Primary APN614-198-03

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area3,600 sqft (0.083 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21885 MICHIGAN LN
CityLAKE FOREST
StateCA
Zip92630-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 7197 BLK LOT 336
Legal SubdivisionTRACT 7197
Legal Tract7197
Legal Lot Number336
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group4
Census Block4000
Census Tract52408

Owner

21885 Michigan Ln is owned and occupied by an individual who acquired it in April 2004.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21885 MICHIGAN LN, LAKE FOREST, CA 92630-1912
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1998 · Amount on File
Deed SaleNov 18, 1998 · Amount on File
Deed Document Number1998783615
Last Transfer DateApr 8, 2004
Transfer Doc0000339559
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address21885 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21885 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number0000032088
DateJan 15, 2021
Instrument2021000032088
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21885 Michigan Ln was $4,278 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$423,744 (+2%) Land $236,907 Building $186,837
2025$4,278.00 Homeowner's exemption$415,436 Land $232,262 Building $183,174
2023$4,099.00 (+1.84%) Homeowner's exemption$399,305 Land $223,243 Building $176,062
2022$4,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21885 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2005–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21885 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Michigan Ln

Nearby Streets

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