21891 Michigan Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 21891 Michigan Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 1974
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Mar 2016)
Tax Bill	$8,836 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`614-198-02`

Property Details

APN / Parcel Number

Primary APN	`614-198-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	2,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,600 sqft (0.083 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21891 MICHIGAN LN
City	LAKE FOREST
State	CA
Zip	92630-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7197 BLK LOT 335
Legal Subdivision	TRACT NO 7197
Legal Tract	7197
Legal Lot Number	335
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52408

Owner

21891 Michigan Ln is owned and occupied by two individuals who acquired it in June 2020.

Source: Orange County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THAYER FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2016 · Amount on File
Deed Sale	Mar 14, 2016 · Amount on File
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	2016105204
Last Transfer Date	Jun 30, 2020
Transfer Doc	0000320718
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2026
Property Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Document Number	0000275958
Instrument Date	Sep 24, 2026
Instrument	2026275958
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number	0000275958,
Date	Oct 1, 2026
Instrument	2026275958

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number	0000050628
Date	Jan 25, 2021
Instrument	2021000050628

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2020
Property Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912
Document Number	0000320718
Map Reference	MB 291 PG 4-15
Instrument Date	Jun 30, 2020
Instrument	2020000320718
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21891 MICHIGAN LN, LAKE FOREST, CA 92630-1912

Mortgage

Document Number	0000320719
Date	Jul 7, 2020
Instrument	2020000320719

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21891 Michigan Ln was $8,836.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,302 (+2%) Land $684,997 Building $172,305
2025	$8,836.00	$840,493 Land $671,566 Building $168,927
2023	$8,472.00 (+1.81%)	$807,856 Land $645,488 Building $162,368
2022	$8,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21891 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21891 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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