1. Home
  2. Ohio
  3. Montgomery County
  4. Dayton
  5. Oak Tree Dr E

2188 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 2188 Oak Tree Dr E, Dayton, OH 45440

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,199 sqft · built 1965
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jan 2017)
Tax Bill$4,212 (2024)
Deeds & MortgagesAug 2025 Transfer
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN64 02718 0009

Property Details

APN / Parcel Number

Primary APNN64 02718 0009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,199 sqft Living Area
1st Floor Area2,199 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialBrick
Lot Area17,860 sqft
Garage Area561 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Deck Area368 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2188 OAK TREE DR E
CityDAYTON
StateOH
Zip45440-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description123 OAK CREEK 1-5
Legal SubdivisionOAK CREEK 1-5
Legal Lot Number9
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2003
Census Tract21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2188 OAK TREE DR E, DAYTON, OH 45440-2557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2025Transfer on Death Deed, Transfer
Jan 13, 2017Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Prior SaleJan 20, 2010
Deed Document Number2017-00002225
Record UpdatedJun 8, 2026

August 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONTGOMERY OH
Recording DateAug 12, 2025
Property Address2188 OAK TREE DR E, DAYTON, OH 45440-2557
Document Number0000042879
Map ReferenceMB 72 PG 26
Instrument DateAug 7, 2025
Instrument2025-00042879
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2188 EOAK TREE DRIVE, DAYTON, OH 45440

Transferred To (Grantee/Buyer)

NameVerified Name

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJan 13, 2017
Property Address2188 OAK TREE DR E, DAYTON, OH 45440-2557
Document Number0000002225
Instrument DateDec 22, 2016
Instrument2225
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyLANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2188 OAK TREE DR E DAYTON OH 454402557, DAYTON, OH 45440-2557

Mortgage

Document Number2242,
DateJan 13, 2017
Instrument2242
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76,260 (-) Land $15,930 Building $60,330
2024$4,212.00 (+1.25%)
2023$4,160.00 (+6.15%)$76,260 (+29.85%) Land $15,930 Building $60,330$217,860 (+29.83%) Land $45,500 Building $172,360
2022$3,919.00$58,730 Land $12,250 Building $46,480
2020$167,800 Land $35,000 Building $132,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Oak Tree Dr E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures